Jobrad & E-Bike Leasing: Advantages, Options & Everything You Need to Know

The Jobrad programme has fundamentally changed how employees in Germany finance a high-quality e-bike. Instead of paying the full purchase price upfront, you lease your dream bike through your employer — and benefit from significant tax and social contribution savings. In this guide, we break down every advantage, explain all available leasing options, and answer the most common questions.

What Is Jobrad Leasing and How Does It Work?

With Jobrad company bike leasing, your employer leases the e-bike and makes it available to you for both private and professional use. The monthly leasing rate is deducted directly from your gross salary — before taxes and social contributions. The result: you pay significantly less than if you were buying the bike yourself.

How Salary Conversion Works — Step by Step

• 1. Employer signs up — Your employer registers with the Jobrad programme (free and straightforward).
• 2. Choose your bike — You select your preferred e-bike from our full bike collection.
• 3. Sign the leasing agreement — Typical contract duration is 36 months.
• 4. Salary conversion — The monthly rate is deducted from your gross salary before tax and social contributions.
• 5. Ride & save — You enjoy your bike while saving every single month.

The Key Advantages of Jobrad Leasing

1. Tax Savings of Up to 40%

By converting part of your gross salary, you reduce your taxable income. Depending on your personal tax bracket and social contributions, employees typically save between 30 and 40% of the actual leasing rate. Over 36 months, this adds up to a substantial amount — especially for premium e-bikes.

2. Reduced Taxable Benefit in Kind

Since 2019, e-bikes (up to 45 km/h, without registration requirements) benefit from a reduced taxable benefit in kind of just 0.25% of the list price per month — down from the original 1%. This makes Jobrad leasing especially attractive for higher-priced bikes.

3. All Bike Types Are Eligible

Whether it's a trail e-bike, a fat bike, a gravel bike, or a commuter — Jobrad covers almost all bicycle types. As long as the bike is classified as a pedelec (motor assistance up to 25 km/h) or a fast pedelec (up to 45 km/h) without road registration, it qualifies.

4. Optional Comprehensive Insurance & Maintenance Packages

Many Jobrad offers include optional comprehensive insurance and maintenance packages that run alongside the lease. This keeps you fully covered — from theft to scheduled servicing. Complement your leasing with our e-bike inspection packages for complete peace of mind.

5. Buy at Residual Value After the Lease

After 36 months, you have the option to purchase your bike at the calculated residual value (typically 10–18% of the RRP). Given the durability and build quality of Silverback e-bikes, this represents outstanding long-term value.

6. No Upfront Investment

One of the most practical advantages: you don't need a large sum upfront. The leasing model gives you access to a premium e-bike from day one, with manageable monthly payments spread over three years.

7. Employer Benefits Too

Employers also gain from the programme. Offering a company bike is a powerful, low-cost employee benefit that improves staff retention and supports corporate sustainability goals — with zero administrative burden once set up.

Jobrad Leasing Options: Which Route Is Right for You?

Option 1: Classic Salary Conversion (Gehaltsumwandlung)

The most common route. The leasing rate is deducted directly from gross pay. Ideal for full-time employees with a mid-to-high tax bracket. The higher your marginal tax rate, the greater your savings.

Option 2: Employer Subsidy

Some employers cover part of the leasing rate as an additional employee benefit — on top of salary conversion. This further increases the saving and is exempt from both tax and social contributions, making it one of the most cost-effective perks an employer can offer.

Option 3: Direct Leasing Without Salary Conversion

Not available everywhere, but some providers offer direct leasing for the self-employed and freelancers. Tax advantages can be realised through the deduction of business expenses, depending on how the bike is used professionally.

Option 4: Private Leasing

For those without access to an employer programme, private leasing offers fixed monthly rates and financial predictability — without the tax benefits of salary conversion, but with the convenience of a structured payment plan.

Choosing the Right E-Bike for Your Jobrad

What to Look For in a Company Bike

The best Jobrad e-bikes combine trail capability, commute comfort, and long-term durability. Look for proven high-quality components, reliable drivetrain parts from our chains & cassettes range, and ergonomic contact points like the Silverback Ergo Comfort+ Saddle — built for long rides without fatigue.

Complete Your Jobrad Setup with the Right Accessories

Make the most of your company bike by equipping it properly. Pair it with a bike computer for ride tracking, a quality lock for security, and bikepacking bags for your daily commute essentials. Many accessories can also be included in the Jobrad package depending on your employer agreement.

Frequently Asked Questions About Jobrad Leasing

Start Your Jobrad Journey with Silverback

Jobrad leasing is one of the smartest ways to get a premium e-bike in Germany — with real, measurable savings every month. Whether you're commuting to the office or hitting the trails at the weekend, there's a Silverback bike built for the job.

Browse our full e-bike collection, explore our range of components, and gear up with the right accessories to complete your setup. Your perfect company bike is waiting.

Ride more. Pay less. Start today.